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This site contains resources and articles for you to use when you are looking
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Choosing a Merchant Account Provider
By: Mary Hedden
When looking for a merchant account provider, it is important to do a lot of research. You do not want to pay too much or sign up with a disreputable company. However, you do need to keep in mind that once you do sign up it could take up to a week for your application to be approved once it has been submitted.
There are three main factors that you should consider when selecting a merchant account provider.
1. Price
2. Integrity
3. Customer Service
Price (Merchant Account Rates and Fees)
When shopping for a merchant account, it is important to understand all of the rates and fees that the merchant account provider charges.
You will typically be charged the following fees:
Monthly Fee - Normally around $25 US and could vary depending on whether you meet your minimum monthly transactions.
Discount Rate- Percentage taken from a sale that the merchant pays to cover the costs of the transactions and the risk involved. Usually 1.5 percent to 3.5 percent.
Transaction Fee - A flat fee charged for each transaction. Typically between $0.20 and $1.00 US per transaction.
Application Fee - The initial fee you are charged to open the merchant account. Many merchant account providers do not charge application fees.
Equipment and Installation - Software can range from $0 to $1200 US or more depending on whether you have batch or real-time processing. Costs for hardware (POS terminals) can range from $500 to $1,500+ depending on the model you purchase.
If you have current or projected sales data, you can forecast what your fees will be for different merchant account providers. Searchmerchants.com has done this for you with the top internet merchant account providers in their database. If you visit Searchmerchants.com, you may enter your monthly sales data to compare fees for their recommended providers.
Integrity of the Merchant Account Provider
It is extremely important to consider the integrity....[MORE]
These are our featured resources and providers for credit card payment systems
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are looking for resources and articles for you to
use. This list includes sites with articles, credit card payment systems
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| Heartland Payment Systems Credit and debit card transaction processing and a complete selection of payroll services makes one-stop payment processing a reality for restaurant, lodging and retail merchants. ... Markets Served. Card Processing ...
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| Card Payment Systems, Poland: Credit Card Processing, Accept Credit Cards, Merchant Accounts, Check Guarantee, Check... ... Card Payment Systems is the premier credit card processor in the State of Ohio ... reliable processing systems available. Card Payment Systems is your one stop payment solutions company ...
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| PRESS RELEASE DFS Selects Asia Payment Systems Inc. for Credit Card Processing Services PRESS RELEASE DFS Selects Asia Payment Systems Inc. for Credit Card Processing Services Asia Payment Systems, Inc. (OTC BB: APYM) today announced that it has signed a credit card processing services agreement with Duty Free Stores (DFS). The ... SEATTLE, WA and HONG KONG -- (MARKET WIRE) -- 07/29/2004 -- Asia Payment Systems, Inc. ( ...
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| WIRE CARD - Online Payment Systems & Credit Card Processing Wire Card offers secure Online Payment Systems, Credit Card Processing and Fraud Protection Services. ... Wire Card AG continues to record high growth ... 2005 - Wire Card AG, one of the leading European providers of payment systems, risk management ... Braun, CEO of Wire Card AG. ...
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| .: Mercury Payment Systems :. Mercury Payment Systems was founded to provide merchants with ultra-fast credit card transaction processing at a reasonable cost. ... Mercury Payment Systems specializes in integrated payment processing solutions ... sale and electronic cash register systems. Both our two ... such as gift card processing, 24/7 technical ...
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| Your Merchant Services News....
| Card Payment Systems | Card Payment Systems is a provider of card processing merchant accounts and credit card
processing equipment and services. All high- and low-risk card processing merchant ... | | http://www.cardpaymentsystems.com/ | | | | Heartland Payment Systems | Heartland Payment Systems processes all payments ? from credit / debit / prepaid cards to
online transactions, checks, payroll and more ? efficiently, cost ... | | http://www.heartlandpaymentsystems.com/ | | | | Credit Card Payment Systems - Augusta, GA | Credit Card Payment Systems, LLC. There's a reason why CCPS is quickly becoming known for
integrity beyond just the Southeast. We provide each of our merchants with ... | | http://ccpaymentsystems.com/ | | |
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