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How To Find the Best Merchant Account For Your Business
By: Diane Hughes
What a great idea! Start accepting credit cards and watch your profits soar. Nothing could be simpler. Or so you thought until you began researching merchant accounts. It can all get extremely confusing. There is an easy way to find the best deal that suits your business. You'll be able to compare apples to apples and have a clear picture of what the merchant account will cost you.
Let's take a look at some of the phrases you'll encounter (in layman's terms) when you begin to search for a merchant account.
- Merchant Account Provider - The company who arranges for your payment hardware or software and your ability to accept credit cards.
- Nova - The company who processes the credit card transactions and forwards them to the appropriate credit card company for payment (Visa, MasterCard, American Express, etc.)
- Set Up Fee - The one-time amount the merchant account provider charges to set up your company in their system. For this example, we'll use a set up fee of $65.00.
- Discount Fee -One amount (there are others) that Nova and the merchant account provider deduct from each sale as a portion of their payment for your merchant account. We'll use a discount fee of 2.25%.
- Per Transaction Fee - This is a second amount that the two companies subtract from each transaction as a portion of their payment. For our example, we'll pick a per transaction fee of $.35.
- Terminal or Gateway Fee - Whether you have a real terminal or a virtual gateway via the Internet, you will be assessed monthly charges to cover the use of that service....[MORE]
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| United Merchant Services PRODUCTS & SERVICES. Merchant Service. Take a look at the industry leading products and services we offer small to large merchants just like you ... Agent Service. Grow with us. ... ?Copyright 1994-2003 United Merchant Services, Inc. All rights reserved. UMSI and the flexgift are trademarks of United Merchant Services, Inc. ...
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| United Merchant Services - Bank Card Services United Merchant Services, Inc. 10 Years of industry leading merchant services. Customer focused managment ... Company News Special Sales FAQ Contact Us. United Merchant Services, Inc. ... Founded in 1994, United Merchant Services, Inc. has been providing comprehensive bankcard processing service ...
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| United Merchant Services of California Inc. - Company Profile, Research, News, Information, Contacts, Divisions, ... Goliath Company Profiles provide detailed information on over 450,000 public and private companies across the globe. Compiled from a wide variety of authoritative sources, including Ward's Business Directory of U.S. Private and Public Companies, ...
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