Heartland Merchant Services

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This site contains resources and articles for you to use when you are looking for information about heartland merchant services . This site has articles, links to heartland merchant services , information and news. In the future we will have reviews of products that will help you make your decision easier with heartland merchant services , so you can save time

 


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Featured Heartland Merchant Services Article

Do You Need A Merchant Account?

By: Jim Hoffman

Deciding when to get your own merchant account for internet sales can be a confusing and expensive venture. If you have a small to medium sized business and only sell a small amount of products then having your own merchant account may not be the answer for you. Some of the costs involved include.

Monthly fees. Anywhere between $25-$50 for statements and minimum fees.

Per transaction and charges fees. Usually between 2%-3.5 % in fees and .30-.50 per transaction.

Gateway fees. $10-$30 per month

SSL certificate. Can be as much as $250

Shopping cart fee or software purchase. Monthly can range $20-$70 and software purchase can be as much as $1400.

In addition to the cost is the technical aspect of setting up your site to use a shopping cart and real-time processing. Not all gateways, merchant accounts and shopping carts play well together. You must make sure that each can work with each other. Plus be prepared to properly set up your web server to use all this nice technical information the accounts give you.

Now, if you are a larger business or do a lot of sales each month perhaps your own merchant account is the answer for you. It can save you money in the long run. But if you are just starting out with an online business, then a third party merchant may be the answer for you. Third party merchants handle all the background details, pay the monthly fees, assume the risks of fraud and charge backs, and handle all the secure shopping your customers will expect when shopping online. While the monthly fees may be a bit higher, there usually isn't a set up charge, gateway fees, SSL charges and shopping cart set up. Depending on the service you choose, they can give you simple HTML code to add to your site or allow you to use "buy buttons" or both. Fees range anywhere from 5% to 13.5%. Some companies charge a set up fee and a per transaction fee.

Then there is always Paypal. A useful service for new comers to the online payment arena but it has its drawbacks. With Paypal:

Your customer must set up an account with them

They can FREEZE your account

They can set limits on monthly transactions

I suggest you explore all your options and decide what is best for you financially and technically. A little research online can save you money and time in the long run.
....[MORE]

 

Sponsored Heartland Merchant Services Resources

These are our featured resources and providers for heartland merchant services . Feel free to check them out if you are looking for resources and articles for you to use. This list includes sites with articles, heartland merchant services resources, information and news.

Additional Heartland Merchant Services Resources

Central Pacific Bank - Business Banking - Merchant Services
... . Merchant Services. . Specialized Business. Services. . Women's Business Central. Our partner, Heartland Payment Systems ... card, and related processing services to restaurant, hotel, and ...
[see more on Central Pacific Bank - Business Banking - Merchant Services]

Business Wire: Heartland Payment Systems Introduces Online Merchant Management Services
Full text of the article, 'Heartland Payment Systems Introduces Online Merchant Management Services' from Business Wire, a publication in the field of Business & Finance, is provided free of charge by LookSmart's FindArticles service. ... be offered to merchants for a one-time activation fee of .95 and a .95 monthly merchant services fee. ...
[see more on Business Wire: Heartland Payment Systems Introduces Online Merchant Management Services]

HEARTLAND PAYMENT SYSTEMS INC Securities Registration Statement (S-1) EXHIBIT 10.6
HEARTLAND PAYMENT SYSTEMS INC Securities Registration Statement (S-1) EXHIBIT 10.6
[see more on HEARTLAND PAYMENT SYSTEMS INC Securities Registration Statement (S-1) EXHIBIT 10.6]

Heartland Card Services
The subsidiary of a Visa and MasterCard Member Bank providing a wide range of merchant bankcard and cash management services. Credit card processing, installation and set-up. Providing card authorization and draft capture services. ... We're one of the largest merchant service providers in the nation ... Sales&Marketing@heartlandcard.com. Heartland Card Services. 212 South Central Avenue ...
[see more on Heartland Card Services]

Heartland Bank -- Central Ohio's community bank since 1911
Central Ohio's Premier Community Bank. We can customize our services to fit your needs. Check out our Portal for local shopping, world and local news, stock tracker and much more. Customize our site to your needs. ... Switch on to Heartland. Our Internet Banking service gives ... Business Relationships. At Heartland Bank we take pride in ... of loan and deposit services for you and your business ...
[see more on Heartland Bank -- Central Ohio's community bank since 1911]

Heartland Bank: Business Banking: Other Services: Merchant Services
Central Ohio's Premier Community Bank. We can customize our services to fit your needs. Check out our Portal for local shopping, world and local news, stock tracker and much more. Customize our site to your needs. ... Merchant Services. Merchant Services is the ability to accept Credit Cards for payment at a customer business ... 2005 Heartland Bank All Rights Reserved About Your Privacy ...
[see more on Heartland Bank: Business Banking: Other Services: Merchant Services]

Business Networkers . org :: Meaningful Networking and Support of those in Transition
... Bill Mcabee is needing assistance in growing his Point-Of-Sale and Payroll Services business. ... 303-210-6719. Heartland - Your Payroll & Merchant Services Provider ...
[see more on Business Networkers . org :: Meaningful Networking and Support of those in Transition]

TSYS - In the News - Vital Renews Long-Term Contract With Heartland Payment Systems For End-to-End Processing ...
March 12, 2002 - Vital Processing Services announced today the renewal of a long-term agreement with Heartland Payment Systems, Inc. ... merchant services to the ... Heartland Payment Systems, Inc. ( HPS) is a full-service payment systems solutions provider, handling merchant card and payroll processing services ...
[see more on TSYS - In the News - Vital Renews Long-Term Contract With Heartland Payment Systems For End-to-End Processing ...]

Heartland Payment Systems Markets Served
Credit and debit card transaction processing and a complete selection of payroll services makes one-stop payment processing a reality for restaurant, lodging and retail merchants. ... going to take the Heartland career seriously. They need to know something about merchant services. It is a ... restaurants now lead in the number of merchant types we now serve ...
[see more on Heartland Payment Systems Markets Served]

 

Heartland Merchant Services News

Your Merchant Services News....


Heartland Payment Systems - Payments Processing, Payroll ...
Heartland offers business solutions to help you save money, save time, increase profits,
attract new customers, increase loyalty, and simplify your business operations.
http://www.heartlandpaymentsystems.com/
 
Products & Services - Heartland Payment Systems
Heartland offers business solutions to help you save money, save time, increase profits,
attract new customers, increase loyalty, and simplify your business operations.
http://www.heartlandpaymentsystems.com/Products-Services
 
Contact Us - Heartland Payment Systems
Heartland offers business solutions to help you save money, save time, increase profits,
attract new customers, increase loyalty, and simplify your business operations.
http://www.heartlandpaymentsystems.com/Contact-Us
 

 

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